Your future is just beginning. We're here to ease your mind around a few things that you'll want to think about when purchasing your first home. Look at us as your friend with years of home-buying knowledge.
So, What Are You Talking About?
You might hear words that are new to you. Here are a few common terms. "Purchase contract" is the sales contract that sets out the terms and conditions of the home purchase. "Lender" is the financial institution that will lend you the money to buy your home. "Closing" is when you sign all of the legal paperwork, your lender funds your loan and you get your keys, and it usually happens 45 days after you sign your contract. After that, the home is yours.
Don’t assume you cannot buy a home. With low interest rates and many financing options through your lender, buying a home may be possible.
Also, if you buy with us it's not required to hire a realtor, but of course, we welcome them too!
Low Down Payment
Down payment requirements can be much more flexible these days. Contrary to what you may think, you may no longer need a large pile of cash to purchase a home. Speak to your trusted lender about down payment options and additional details.
What Are Your Long-Term Goals?
We'll be honest... if you're planning on moving countries next year then buying a home now probably isn't for you. On the other hand, if you're feeling settled then it's likely a good time to stop renting.
You'll also avoid rent hikes and save on monthly fees. Plus, you can paint your walls any color you like.
Get a Move on
Nobody loves the idea of packing up a home. But moving has gotten much easier.
With a bunch of moving companies available, storage pods and moving box kits, the process is much quicker and more efficient than before. Don't let the fear of moving stop you from upgrading your lifestyle.
Such a stressful process was made so stress-free. Devan made us feel welcomed from start to finish. He was very knowledgeable and very informative during this whole process. We are over the moon to move into our new home. Thank you, Starlight Homes, for giving us our first home.
Lance & Angela W.
